Frequently Asked Questions
Magic Banking Questions & Answers
I Forgot my PIN. How can I change / reset my PIN?
Dial *822# and select ‘PIN Setup’ to change / reset your PIN
What are the transaction limits available on USSD?
The existing limits are:
PIN – GHS2,000 per transaction and per day
Token – GHS5,000 per transaction and per day
Note: Airtime purchase has been limited to GHS1,000 per day.
Can I have both my account and prepaid card registered on the same profile?
You can only register with either your bank account or your prepaid card. You cannot have both registered on the same profile.
What do I need to qualify for this service?
You have to be enrolled for SMS / notification alert and the number you are dialing the code from must be maintained on the account / prepaid card you are trying to enrolled.
Do I need airtime to be able to use this service?
You do not need airtime to use the airtime top-up strings.
How do I register for USSD (Magic Banking)?
There are two registration options:
To do this, dial *822# to see the Main Menu and select your desired option. If the user is not yet registered, she/he would be presented with registration options:
With either a UBA Account or with a UBA Prepaid Card
My enquiries are not covered here. What should I do?
Please contact our 24/7 Customer Fulfilment Center (cfcghana@ubagroup.com),
0302 634 060