Frequently Asked Questions
Internet Banking Questions & Answers
Each time I want to transact, I get transaction limit exceeded; what could be wrong and how can it be resolved?
Please confirm what limit is applicable to you. You may need to give an instruction and execute indemnity at any of our Business Office for higher limits
How to cancel/freeze card on Mobile App
-On the dashboard/landing page, scroll down to the cards contain and select/click on the card you would want to freeze or cancel.
-You would be provided with the various options available; freeze, cancel or manage card. Select the option that best suits your need.
Select freeze
I am interested in UBA’s Internet Banking Service, but I am not in a country with UBA Presence, how do I enroll?
You can enroll by downloading the form here, you would require the latest version of Adobe Reader on your PC and an image of an acceptable means of identification to apply. The form can be returned via email to:
cfcghana@ubagroup.com
How can I enroll/register for Internet Banking?
There are flexible options for enrollment/registration. They include:
Instant Self-Registration – with your MasterCard, individual customers can start and finish enrollment from our Internet Banking login page ibank.ubagroup.com by clicking Instant Self-Registration button. It takes about 40 seconds to complete this process!
Enrollment through our Business Offices – You can walk into any of our Business Offices to fill a form to be enrolled on Internet Banking. Corporate customers can also give instruction on their letterhead to RMs or Business Offices to enroll their desired users – there is no limit to the number of users who can be enrolled under a corporate user
Can I view all my accounts with UBA Ghana using one Internet Banking log-in ID?
Yes, when you enroll for UBA’s Internet Banking Service, you can specify which accounts you want access to over the internet and can have access to all of them using one single user ID.
How Do I Reset my Password?
On Internet Banking Home Page here, please click on ‘Forgot Password’
Then, enter your Internet Banking USER ID on next screen and submit, then provide an answer to any security question set by you and a new password is automatically generated and sent to your registered e-mail address.
I have not used Internet Banking in a long time; how can I start again?
Getting started again is easy! Click Forgot User ID? To retrieve your user ID, then click on ‘Forgot Password’ to retrieve your password. Now, you are good to go.
I want to know more about what Internet Banking has to offer. How can I go about it?
Please click Internet Banking Quick Guide for more info. If you need further assistance, kindly contact cfcghana@ubagroup.com
How secure am I when using Internet Banking?
You are very secure when using Internet Banking, we have gone to great extent to protect you and your funds when using Internet Banking, you have two levels of authentication (password + token) available each time you transact on Internet Banking, In Addition, there’s the virtual keyboard for use on open networks and public spaces so that key loggers will not capture your details.
How secure is the Internet Banking platform and how can I further secure my profile?
Internet Banking is protected with the best-in-class security technology. To further protect your profile, do not share your credentials with anyone, do not click on any suspicious link, when you are in doubt, always contact cfcghana@ubagroup.com
How can I access Internet Banking? Is it available as a downloadable app for phones?
Internet Banking can be accessed from any internet-enabled devices – computer, laptop, smart phones etc. via ibank.ubagroup.com. For ease of access and use, you can download Internet Banking apps from stores.
I have received my log-in credentials with an attached PDF in my inbox; how do I access my log-in credentials?
All accounts are 14 digits, your login credentials are in the PDF attached to the mail you received, the PDF has been pass-coded using the first 3 and last 4 digits of ANY of your 14-digit account numbers. As a hint, the last 4 digits of the account used is stated in the body of the e-mail you received.
How can I get a token and how much does it cost?
If you desire a hard token, you can get it at any UBA Business Office. For more flexibility, U-Token or Secure-Pass is available in app stores for download and instant activation for your transactions.
How to fund your UBA account with your Mobile Money wallet
MTN
Dial *170# and select option 1
Select option 6 – (Bank account)
Select option 1- (Wallet to bank account)
Select option 14 – (UBA)
Put in your account number and fund your UBA Account.
Vodafone
Dial *110# and select option 1,
Select option 3 – (Bank Account)
Select option 4 – (S-Z)
Select option 3 – (UBA)
Put in your account number and fund your UBA Account
AirtelTigo
Dial *111# and select option 1 – (Send money)
Select option 5 -(other banks)
Select option 1- (From AirtelTigo Wallet,
Select option 6- (T-Z)
Select UBA and finally put in your account number.
Can I change my user ID? How often can it be changed?
Yes! To do this, click Personal Profile menu and click Update User ID to personalize your user ID. You can personalize your user ID as often as you desire. It is all about you!